Round down your balance

At the end of each month round your home loan account down.

Once the interest charges have been added, pay an additional payment to round down your balance to the nearest $10 or if you are feeling a bit flush to the nearest $50. It won’t save you a lot – probably less then $0.10 per month, but it all adds up over the term of the loan.

Either way you save and it costs you next to nothing!

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